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id="e286xo47mbob" class="con main"> <div id="e286xo47mbob" class="position"> <em class="iconfont ca icon-dingwei"></em> <a href='http://www.yishupeixun.net/'>學(xué)習(xí)啦</a> > <a href='http://www.yishupeixun.net/zhishi/'>知識大全</a> > <a href='http://www.yishupeixun.net/fangfa/baike/index.html'>方法百科</a> > <a href='http://www.yishupeixun.net/fangfa/'>方法大全</a> > <span>女性理財?shù)姆椒?/span> </div> <div id="e286xo47mbob" class="ar_con_nr"> <div id="e286xo47mbob" class="con_l fl"> <article class="ar_con bg louti"> <div id="e286xo47mbob" class="ar_title"> <h1>女性理財?shù)姆椒?/h1> <div id="e286xo47mbob" class="ar_title_b"> <div id="e286xo47mbob" class="sub_title clear"> <span id="e286xo47mbob" class="sp2 c6 fl">時間：<time class="fxtime">2016-07-30 13:00:30</time></span> <span id="e286xo47mbob" class="sp1 c6 fl"><em id="zuozhe" class="noshow">朝燕</em><em class="user_id noshow">820</em>由 <em class="nickname"></em> 分享</span> <span id="e286xo47mbob" class="fl arc_btn"></span> </div> </div> </div> <div id="e286xo47mbob" class="y_ju"><script type="text/javascript">a("title");</script></div> <div id="e286xo47mbob" class="con_article con_main" id="contentText"> <p>女性理財?shù)姆椒?/p><p> 　　很多家庭的財政大權(quán)都掌握在女人手上，女人就算為了自己的家庭也應(yīng)該多學(xué)學(xué)理財知識。那適合女性的理財妙招有哪些呢?接下來，學(xué)習(xí)啦小編就和大家分享女性理財?shù)姆椒?，希望對大家有幫?</p><h2> 　　女性理財?shù)姆椒ㄒ唬?/h2><p> 　　不管是男性還是女性，想要理財，首先要有理財?shù)挠^念，要知道自己為什么理財，理財?shù)暮x是什么。所以要理財，首先豎立理財觀念。</p><p> 　　平常是去逛街的時候要理性消費，盡量不要買不需要的東西。比如家里沒有寶寶就沒必要買寶寶用的東西，家里洗菜的盤子已經(jīng)有了，就沒必要看著便宜再買一個。</p><p> 　　平時逛街買衣服的時候，要選擇適合自己的服飾，不要看著便宜就買，要看是不是自己喜歡的，要看自己用不用得著，要看適不適合自己，再決定購買。比如：自己一年都不參加一次晚宴的，就沒必要去買一件晚禮服了，即使價格很實惠也不要買。</p><p> 　　平時看到打折的商品，要理性購買，自己不需要的東西不要買，自己不是非常喜歡的東西不要買，不合適自己的東西不要買。比如一箱打折的酸奶還有一個星期就過期了，如果你覺得自己不能一個星期內(nèi)喝完的話，那就不要買。比如一件很貴的衣服，如果自己非常喜歡而且和很合適自己的就買，如果只是有點喜歡但不是非常喜歡那就不買，免得買了之后又后悔。</p><p> 　　日常生活中要養(yǎng)成記賬的習(xí)慣，因為不記賬自己總是不知道自己的錢都花哪里去了。記賬是掌握資金去向最好的方式，是迫使自己省錢的好方法。</p><h2> 　　女性理財?shù)姆椒ǘ?/h2><p> 　　一：婚前存有一筆積蓄</p><p> 　　在單身族的時候，在自己還沒有結(jié)婚之前，女性要學(xué)會努力工作，合理規(guī)劃每個月的工資，將自己的一部分資金存起來，擁有一筆積蓄對女性是很重要的，不至于在結(jié)婚后一分錢都沒有，被動的等著別人。所以，無論每個月的工資是高還是低，都要自己規(guī)劃好。</p><p> 　　二：給自己買份保險</p><p> 　　保險對于現(xiàn)在的人來說是特別重要的，如果有問題，保險會進(jìn)行賠付，不至于在疾病面前束手無措，或遭人拋棄，而如果一生平安，最后這筆錢也會當(dāng)成遺產(chǎn)，留給孩子。所以，女性理財很重要的一點，就是要給自己買一份保險，保障自己的身體也保障自己的未來。</p><p> 　　三：善于利用金融工具使財富增值</p><p> 　　其實現(xiàn)在很多女性的收入并不比男性差，有些還在公司身居要職，她們一般會將收入分為三部分：日常開銷、儲蓄、投資。重點來說下投資部分，如果當(dāng)收入比較可觀時，女性不能將剩余的錢全部存起來，也要拿一些工資出來，利用金融工具使財富增值。</p><p> 　　如何選擇金融工具又是一個問題，目前理財市場上，金融工具有很多，女性要根據(jù)自身對風(fēng)險承受的程度，結(jié)合家庭的資金需求，分析出自己是屬于保守型、穩(wěn)健性、激進(jìn)型中的哪種客戶，再篩選出符合自己需求的理財產(chǎn)品。知商金融，以其“低風(fēng)險、靈活投、高收益”為特點，受到了投資人的歡迎，100元起投，年利率在10%左右，投資周期1-15個月不等。</p><p> 　　四：養(yǎng)成記賬的習(xí)慣</p><p> 　　很多女性在剛剛發(fā)了工資后沒幾天就成月光族，一問用到哪里去又什么都不知道，總覺得好像也沒買什么東西，錢都不翼而飛了。所以，女性理財要養(yǎng)成記賬的習(xí)慣，記賬是規(guī)劃理財?shù)牡谝徊?，只要明白自己的錢花在哪里去了，才會知道哪里還能節(jié)省出來。</p><p> 　　五：控制消費欲望</p><p> 　　女性總離不開“買買買、刷刷刷”的節(jié)奏，遇到心儀的東西總是控制不住，所以很多時候會發(fā)現(xiàn)，買回去的東西拿到家里就覺得不喜歡了。因此，女性理財一定控制自己的消費欲望，買東西時多問問自己：真的有必要嗎?<br/> 看了“女性理財?shù)姆椒?rdquo;的人還看：</p><p> 1.<a _href="http://www.yishupeixun.net/shenghuo/licai/yinhang/432422.html" href="http://www.yishupeixun.net/shenghuo/licai/yinhang/432422.html" target="_blank">女性理財?shù)母[門有哪些</a></p><p> 2.<a _href="http://www.yishupeixun.net/zhishi/touzilicai/614986.html" href="http://www.yishupeixun.net/zhishi/touzilicai/614986.html" target="_blank">女人怎么理財最好-女人理財技巧</a></p><p> 3.<a _href="http://www.yishupeixun.net/zhishi/touzilicai/542395.html" href="http://www.yishupeixun.net/zhishi/touzilicai/542395.html" target="_blank">2016年女人的理財技巧新方法</a></p><p> 4.<a _href="http://www.yishupeixun.net/zhishi/touzilicai/664975.html" href="http://www.yishupeixun.net/zhishi/touzilicai/664975.html" target="_blank">女人省錢必知的理財方法</a></p> </div> <div id="e286xo47mbob" class="y_ju"><script type="text/javascript">a("conten");</script></div> <div id="e286xo47mbob" 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