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fl">時間：<time class="fxtime">2016-09-02 14:08:48</time></span> <span id="e286xo47mbob" class="sp1 c6 fl"><em id="zuozhe" class="noshow">冰芝</em><em class="user_id noshow">869</em>由 <em class="nickname"></em> 分享</span> <span id="e286xo47mbob" class="fl arc_btn"></span> </div> </div> </div> <div id="e286xo47mbob" class="y_ju"><script type="text/javascript">a("title");</script></div> <div id="e286xo47mbob" class="con_article con_main" id="contentText"> <p>怎么樣轉(zhuǎn)社?；?/p><p> 　　全國社會保障基金(以下簡稱社?；?是指全國社會保障基金理事會(以下簡稱理事會)負(fù)責(zé)管理的由國有股轉(zhuǎn)持劃入資金及股權(quán)資產(chǎn)、中央財政撥入資金、經(jīng)國務(wù)院批準(zhǔn)以其他方式籌集的資金及其投資收益形成的由中央政府集中的社會保障基金。以下是學(xué)習(xí)啦小編為你精心整理的關(guān)于怎么樣轉(zhuǎn)社?；鸬膬?nèi)容，希望你喜歡。</p><h2> 　　社?；鸬慕y(tǒng)籌模式</h2><p> 　　社會保險基金籌資模式從不同方面可以做多種劃分。概括目前國際上通行的做法，主要有四種模式：</p><p> 　　1.現(xiàn)收現(xiàn)付社會統(tǒng)籌制模式</p><p> 　　由社會保險機(jī)構(gòu)為退休人員需支付退休養(yǎng)老金的總額進(jìn)行社會籌資，即由單位和在職職工個人、(或全部由單位)按工資總額的一定比例繳納保險費(fèi)。以支定收，不留積累，養(yǎng)老保險的負(fù)擔(dān)是代際之間進(jìn)行轉(zhuǎn)移，即由在職職工一代人負(fù)擔(dān)已退休職工一代人的養(yǎng)老費(fèi)用，在職職工本人則由下一代人負(fù)擔(dān)。此模式的主要特點(diǎn)是：費(fèi)率調(diào)整靈活;社會共濟(jì)性強(qiáng)，易于操作，不存在基金受通貨膨脹和利率波動的威脅，具有通過再分配達(dá)到公平為主導(dǎo)的特性。</p><p> 　　2.社會統(tǒng)籌部分基金積累制模式</p><p> 　　是在社會統(tǒng)籌籌資框架內(nèi)建立部分基金積累，一方面對已經(jīng)退社?；?/p><p> 　　休者的養(yǎng)老金繼續(xù)實行現(xiàn)收現(xiàn)付，一方面為應(yīng)付退休高峰期預(yù)籌部分積累基金，實行“以支定收，略有結(jié)余，留有部分積累”的原則，在現(xiàn)行統(tǒng)籌率基礎(chǔ)上適當(dāng)增加幾個百分點(diǎn)，作為長期統(tǒng)籌調(diào)劑使用的積累基金。</p><p> 　　3.個人賬戶儲存基金制模式</p><p> 　　該模式是從職工開始參加工作起，按工資總額的一定比例由單位和個人繳納保險費(fèi)，記入個人賬戶，作為長期儲存積累增值的基金，其所有權(quán)歸個人。職工到法定退休年齡，按個人賬戶積累總額(包括保險費(fèi)本金和利息)以養(yǎng)老年金方式逐月發(fā)給個人。此模式的主要特點(diǎn)是將自我保障融入社會保險，激勵機(jī)制強(qiáng)，透明度高，利于監(jiān)督管理，能形成預(yù)籌基金，長期積累增值，個人為將來作出長遠(yuǎn)保障，具有以效率為主導(dǎo)的特性。</p><p> 　　4.基金積累制模式</p><p> 　　社會統(tǒng)籌和個人賬戶相結(jié)合</p><p> 　　其核心是引進(jìn)了個人賬戶儲存基金制的機(jī)理，積累基金建筑在個人賬戶的基礎(chǔ)上，同時又保持了社會統(tǒng)籌互助調(diào)劑的機(jī)制。單位繳納的保險費(fèi)大部分統(tǒng)籌調(diào)劑用于支付已退休人員的費(fèi)用，職工個人繳納的全部保險費(fèi)和單位繳納統(tǒng)籌保險費(fèi)的一部分一起進(jìn)入職工個人賬戶。</p><p> 　　這種模式由于建立了養(yǎng)老金個人賬戶，具有激勵機(jī)制和監(jiān)督機(jī)制，同時也保留了社會統(tǒng)籌互濟(jì)的優(yōu)點(diǎn)，集聚了個人賬戶儲存基金制和現(xiàn)收現(xiàn)付社會統(tǒng)籌制兩者的優(yōu)點(diǎn)，防止和克服了兩者的弱點(diǎn)和可能出現(xiàn)的問題。從理論上看這種模式是優(yōu)點(diǎn)大于缺點(diǎn)，是中國養(yǎng)老保險改革中探索的一種新型模式。</p><h2> 　　轉(zhuǎn)移社保關(guān)系的方法</h2><p> 　　1、按照我國社保相關(guān)規(guī)定：男性參保人滿50周歲，女性參保人滿40 周歲，不用立即辦轉(zhuǎn)移，等到達(dá)到法定退休年齡，再將養(yǎng)老保險關(guān)系和基金轉(zhuǎn)到待遇領(lǐng)取地。如果男性參保人不滿50周歲，女性參保人不滿40周歲，到外地就業(yè)參保的，可將原工作地的養(yǎng)老保險關(guān)系和基金轉(zhuǎn)移到新的就業(yè)地。</p><p> 　　2、其中，轉(zhuǎn)出手續(xù)怎樣辦理?方法：本人持身份證原件及復(fù)印件到參保地的社保服務(wù)窗口申請開具《基本養(yǎng)老保險參保繳費(fèi)憑證》。參保人在外地就業(yè)并參保后，可向新參保地的社保機(jī)構(gòu)出示原工作地的《基本養(yǎng)老保險參保繳費(fèi)憑證》，申請將原工作地的養(yǎng)老保險關(guān)系轉(zhuǎn)入。</p><p> 　　3、轉(zhuǎn)入手續(xù)方法：本人憑身份證原件及復(fù)印件以及異地社保機(jī)構(gòu)出具的《基本養(yǎng)老保險參保繳費(fèi)憑證》，但單位的所屬社保經(jīng)辦機(jī)構(gòu)申請轉(zhuǎn)入異地的養(yǎng)老保險關(guān)系和基金。新舊參保地的社保機(jī)構(gòu)通過在國家或省的信息平臺進(jìn)行聯(lián)系以及養(yǎng)老保險關(guān)系的轉(zhuǎn)移、接續(xù)。一般情況下，參保人不用兩地跑。</p><p> 　　4、跨省轉(zhuǎn)移的基金轉(zhuǎn)移標(biāo)準(zhǔn)：1、個人賬戶儲存額：1998年1月1日之前按個人繳費(fèi)累計本息計算轉(zhuǎn)移，1998年1月1日之后按計入個人賬戶的全部儲存額計算轉(zhuǎn)移。2、統(tǒng)籌基金(單位繳納):以本人1998年1月1日之后各年度實際繳費(fèi)工資為基數(shù)，按12%的總和轉(zhuǎn)移，參保繳費(fèi)不足一年的，按實際繳費(fèi)月數(shù)計算轉(zhuǎn)移。</p><h2> 　　轉(zhuǎn)社保的方法</h2><p> 　　職工調(diào)動工作單位，基本養(yǎng)老保險、職工醫(yī)療保險可按規(guī)定隨同轉(zhuǎn)移至新單位繼續(xù)參保。</p><p> 　　1、如果跨統(tǒng)籌地區(qū)社會保險轉(zhuǎn)移，本人帶好身份證原件及復(fù)印件、養(yǎng)老保險手冊，到社保中心填寫《參保人員跨統(tǒng)籌地區(qū)流動職工社會保險關(guān)系轉(zhuǎn)移申請表》，到轉(zhuǎn)移窗口辦理轉(zhuǎn)移;</p><p> 　　2、如果在統(tǒng)籌地區(qū)內(nèi)或同一市內(nèi)，當(dāng)從某單位辭職后，只需該單位辦理退工停保手續(xù)，新單位辦理用工參保手續(xù)，社保關(guān)系自動轉(zhuǎn)入新單位。</p><p><span>社?；鹣嚓P(guān)文章：</span></p><p> 1.<a _href="http://www.yishupeixun.net/zhishi/falv/613397.html" 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