2021金融學(xué)個(gè)人申請(qǐng)留學(xué)申請(qǐng)書
讀書效率是國(guó)外大學(xué)和國(guó)內(nèi)大學(xué)之間比較顯著的差異。一方面，發(fā)達(dá)國(guó)家在教育方式、理念、教學(xué)設(shè)施上比較先進(jìn)。另外一個(gè)優(yōu)勢(shì)是時(shí)間。這里給大家分享一些2021金融學(xué)個(gè)人申請(qǐng)留學(xué)申請(qǐng)書，歡迎閱讀!
2021金融學(xué)個(gè)人申請(qǐng)留學(xué)申請(qǐng)書
Dear _,
In my opinion, the Financial Engineering is a kind of creative technology to the Financial Instruments, Financial Means and system. It used to balance the benefits and venture as an interesting interdisciplinary subject. It covers many fields such as mathematics, computer science and finance, in which the mathematics and mathematical modeling are the two main aspects of the Financial Engineering. The Investment Portfolio Theory of Markowitz, the capital asset pricing model of the Sharp, Option Pricing Model of Black-Scholes and “Binomial” model of Cox can best reflect the critical position of the two subjects.
I am glad to choose mathematics and applied mathematics. Three years’ study had deepened my understanding of them, especially of mathematical modeling. (It still occurs to me when I went to attend the class of _ department given by Professor Jiang qiyuan in Tsinghua University for the first time. “1 kilogram of flour added with 1 kilogram of stuffing can make 100 dumplings, but what if the stuffing is more than 1 kilogram?” He used a very simple, vivid and interesting example which aroused my interest and led me into the mathematical modeling world.
The first time I kissed the mathematical modeling was in the summer vacation of 2005, when I got a good opportunity to attend the mathematical modeling training organized by our school. Seasoned mathematics teachers told me what on earth the mathematical modeling is through some existing examples, in which the one about SARS impressed me most. In 2003, SARS broke out and shrouded rapidly to the whole world, which imperiled our economic development and people’s living. Therefore, study on its spreading regularity and building the mathematical modeling for predicting and controlling its extension had become the “Archimedes Heels” for all mathematicians… So, the Logistic regression has been carved in my memory. Two weeks’ training has presented me with a kind of passion and calm thinking much more than just those classical mathematical models. As the patron saint of our human-beings, the existence of Mathematics and mathematical modeling are maintaining our subsistence and development. Then, when SARS ran riot, when we are suffering from the pain of AIDS, what can I do as a mathematics and mathematical modeling lover who loves life so much?
Pocketed with this passion and thinking, I tasted to use mathematical modeling into practice and solve the practical problems by attending the National College Mathematical Modeling Contest with the other two schoolmates on behalf of our college. It required us to evaluate the water quality of Changjiang River according to the data, through which we had to analyze the water pollution in every region and predict the trend of it in the future. Finally we had to bring out the plan against it. It was really a challenge for us towards flood of data and estimations as long as 17 pages. We tried almost a whole day only to filter those data and take the evaluations into comprehensive account. Pulling down various models we had built before, we were so defeated that we wanted to give up many times. However, we finally found the satisfactory model thanks to our encouragement to each other which armed us with full strength to go further.We managed to evaluate the water quality by Composite index model, which could not only represent the evaluation factors, but also reflect the main impacts of the contaminations to the water pollution. We predicted the future water pollution through multiple linear regressions fitting and brought out the plan against it by building linear optimization model. Finally, we got the second prize in Beijing for our thesis. Three days’ and nights’ modeling experience had cooled our passion and gave us even more calm thinking instead. The creation of the mathematical modeling, along with the successful solution to the problems through it lied on the solid mathematics foundation, strong modeling ability, accumulation of the knowledge on different fields, unique creative ideas and creativity.
The experience from this contest further aroused my interest in mathematics. I began to pay more attention to its application as well as learning the theories. In addition, I tried to catch every opportunity to take part in the practical mathematical modeling. My efforts finally rewarded when I was in the first term as a junior. I had a chance to participate in the 3-day electrician mathematical modeling practice-----classifying the sports programs for a big sports meeting. Being familiar with the Graph Theory, I immediately found the way to solve the problems by seeking the best Hamilton circuit line. Facing the nearly 8.7 billion data files with different orders much more than that on the National Mathematical Modeling Contest, I spent a long time on Algorithm without any perfect result. I wasn’t defeated towards this case, but so excited instead that I could have such a chance to challenge and improve myself. Looking up dozens of files, I finally made a perfect end of the practice by using the Genetic Algorithm into full account. It needs both a successful model and an effective arithmetic to solve these problems. , which largely shortened the operation time and improved the operation result. I learnt a lot from this practice. I came to know that to build successful mathematics modeling that can effectively solve the practical problems, we must take the operation cost
Summarizing my failures in the mathematical modeling electrician practice and proceeding from my interest in this field, I began to think of collaborating on the “Mathematical Modeling Saloon” with several students from mathematics and computer departments, taking the Computer Algorithms and mathematical modeling as the two themes of the book. Every Tuesday afternoon, we would organized those students interested in this field to study and exchange the ideas and arithmetic by imparting experience, sharing what we learnt, pondering together and discussing with each other. Both the traditional transportation & storage problems and the modern Stimulated Annealing Arithmetic (SAA), Ant Algorithm have ever been the topic of our discussion, from which I have learnt many thinking styles and methods to the problems from the students both in mathematics and computer department. So far, I am excited to see that this activity is still in the wind with more and more participants and it aroused a learning upsurge in our college.
Recommended by my teacher, I have participated in the Teaching Reform Program of Mrs. Xing yongli----the results analysis of “Improving the mathematics teaching quality on class”. Mrs. Xing, along with some other mathematics teachers experienced the class mutual activities in 2004 to 2005 with the character data files in form of paper investigations. For this style of data files, I finally used the Analytic Hierarchy Process (AHP) as a creative challenge instead of the fuzzy mathematical quantitative analysis models, which firstly knocked my mind. By quantitating data and using the AHP, I succeeded in analyzing how the overall quality of the teachers and their teaching skills work in improving the mathematics teaching quality on class, from which we got the conclusion that the teaching skills and the way to put forward questions on class play the most important role in the class mutual activities. Besides, Mrs. Xing collaborated with me on the thesis named “The Application of Analytic Hierarchy Processinto the Evaluation of Class Mutual Activities”. Both of us were satisfied with this thesis and contributed it to many presses to be published.
Similar with the mathematical modeling, the soul of the Financial Engineering is also the creativity. Therefore, the perfect application of the mathematics and mathematical modeling into the Financial Engineering once more surged my enthusiasm in this field. Furthermore, the Financial Engineering plays the important part in people’s living, social stability and the national development, which is my original intention to choose this field I think.
Yours sincerely,
xuexila
留學(xué)安全須知
1、財(cái)產(chǎn)安全
個(gè)人財(cái)產(chǎn)的保管應(yīng)該要尤其注意，畢竟出門在外沒有簽收不行的，而大額的現(xiàn)金不宜留在自己身上，可以直接存進(jìn)銀行，這樣會(huì)更加保險(xiǎn)，而且也可以當(dāng)做一筆理財(cái)。
所以大家抵達(dá)奧地利之后，就要盡快前往當(dāng)?shù)氐你y行，辦理一張屬于自己的銀行卡，然后將大部分的現(xiàn)金存進(jìn)銀行，銀行卡一定要注意保管。
2、居住安全
尤其是準(zhǔn)備在校外租房的同學(xué)，在進(jìn)行位置的挑選的時(shí)候，一定要考察清楚周邊的環(huán)境，不要因?yàn)樽饨鸨阋硕プ庖恍┪恢闷踩珱]保障的房子。
而即便是住在學(xué)校的宿舍，安保相對(duì)齊全，也不能夠忽視，因?yàn)橥獠侩m然有了保障，但是內(nèi)部的隱患是防不勝防的，出門一定要記得鎖好房門。
3、生命安全
而自身的生命安全，更需要尤其注意，遵守兩不原則，從源頭開始避開危險(xiǎn)，比面對(duì)危險(xiǎn)后在進(jìn)行處理要簡(jiǎn)單得多，畢竟不需要正面交鋒。
不要前往有安全隱患的地區(qū)，尤其是名聲在外的治安不好的地方;不要在夜晚外出，黑暗更容易滋生犯罪行為，出門的話一定要找人陪同。
4、交通安全
最后就是交通安全方面，這是距離大家最近的安全問題，大家需要了解交通規(guī)則，并且要嚴(yán)格遵守，這樣可以避免一般的交通事故。
而如果你自己有車的話，尤其要注意不要疲勞駕駛，也不要酒后駕駛，保持自己的注意力集中，對(duì)他人的生命負(fù)責(zé)。
留學(xué)生活省錢方法
一、在吃的方面
在奧地利，留學(xué)生可以通過學(xué)生餐廳或自炊方式解決吃飯問題，價(jià)格一般每餐是四歐元左右，留學(xué)生必須先購(gòu)票，然后憑學(xué)生證享受優(yōu)惠價(jià)格，每天吃還是很大的一筆負(fù)擔(dān)。所以想要節(jié)約開支盡量自已做飯，這樣一個(gè)月在吃的方面支出可以維持在兩百歐元以下。如果想省些錢，可以自己做飯，奧地利的大超市一般都供應(yīng)亞洲食品。
二、在住的方面
在奧地利留學(xué)的開支就是租房子了。就算是學(xué)生宿舍，一個(gè)月也要兩百歐元以上，如果是音樂系學(xué)生，必須在外自行找房子，以便練琴。
一般來說，租個(gè)小套房，約三十至五十平方米，每月租金在三百至四百歐元之間。決定價(jià)格的一個(gè)重要因素，是房子的新舊程度。
維也納市區(qū)有三分之二的房子是有著百年歷史的老建筑。如果住在老建筑，租金會(huì)便宜很多，但也有許多缺點(diǎn)：例如老房子屋頂高，一層樓有差不多三、四米的層高，又多數(shù)沒有電梯，提東西上樓對(duì)女生來說是個(gè)很大的考驗(yàn)。
租房子時(shí)要注意暖氣是使用何種燃料，電熱最貴、瓦 斯次之，中央瓦 斯熱水式及公寓中央暖氣，一般要新式建筑才有。
三、在出行方面
連接各個(gè)市郊車站的是快速火車?？焖佘囌居行涯康腟標(biāo)志，火車線路稱為S1、S2路等，如果想從維也納的這個(gè)角落抵達(dá)那個(gè)角落，或者到維也納郊外的旅游景點(diǎn)去參觀，乘坐快速火車是最快捷的方法。和歐洲其他國(guó)家差不多，乘火車也是最普遍最劃算的出行方式。留學(xué)生只要申請(qǐng)交通打折卡，就能享受一定的優(yōu)惠。
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2021金融學(xué)個(gè)人申請(qǐng)留學(xué)申請(qǐng)書
