金融英語口語

　　金融英語口語：HowtoProcess

　　New Words

　　新單詞

　　concrete adj.

　　具體的

　　addition n.

　　加

　　subtraction n.

　　減

　　multiplication n.

　　乘

　　division n.

　　除

　　frequently adv.

　　頻繁地

　　withdraw v.

　　取出

　　formula n.

　　公式，程式

　　plus prep.

　　加

　　minus prep.

　　減

　　compound v.

　　合成

　　times n.

　　倍

　　divide v.

　　除

　　Phrases & Expressions

　　短語匯

　　deal with

　　處理，對付，應付

　　interest rate

　　利率

　　B:(Teacher) Madam, you have just said that our future work deals with numbers, but what concrete work do you mean?

　　B：老師，你方才說我們將來的工作是同數(shù)目打交道，但你具體指的是什么工作?

　　C:Madam, please explain this.

　　C：老師，請你解釋一下。

　　A:All right. This is a good question. There are, in general, four processes in accounting:

　　A：好，這個問題提得好。一般說來，在會計業(yè)務中有四個方面，

　　addition, subtraction, multiplication and division. The most frequently used is addition.

　　即加，減，乘，除。最頻繁使用的計算是加法。

　　Every day we have many current accounts, and every account withdraws money or makes some deposits.

　　每天我們有很多往來帳目，每位帳戶要就是取款，或是存款。

　　B:When do we use subtraction for current accounts?

　　B：在往來帳戶中什么時候要用減法呢?

　　A:Very simple. When an amount of money is withdrawn, you must subtract this number from the general deposit,

　　A：很簡單，例如是取款，你就得存款總額中減去取款的數(shù)，

　　then write the new amount of deposit in the account book.

　　然后在存折上寫上新的存款總額。

　　C:How do we use English to say this?

　　C：那么我們用英語怎樣說呢?

　　A:The formulas for addition:7+9=16, 239+145=384. We say 'seven and nine is (or are) sixteen',

　　A：這里看兩個算式：7+9=16，239+145=384。第一個算式我們這樣說：seven and nine is (或用are)sixteen，

　　but in the latter three-digit number, we should use 'plus' instead of 'and',

　　但在第二個算式中三位數(shù)字的加法法則不用and，而用plus，

　　we say 'two hundred and thirty-nine plus one (a) hundred and forty-five is (or equals) three hundred and eighty-four.'

　　我們得這樣說：two hundred and thirty-nine plus one (或用a)hundred and forty-five is leaves(或用equals)three hundred and eighty-four。

　　B:How about subtraction?

　　B：那減法怎樣說呢?

　　A:Look at these two formulas:8-5=3, 543-216=327. In the first formula,

　　A：看這兩個算題：8-5=3 ，543-216=327。第一個算式，

　　we say 'five from eight leaves (or is) three', or 'eight minus five is three'.

　　我們說：five from eight leaves(或用is )three ，另一種說法是：eight miuns five is three。

　　In the latter threedigit number we should use 'minus':

　　在第二個三位數(shù)字算式我們應該用“minus”，

　　five hundred and forty-three minus two hundred and sixteen equals three hundred and twenty-seven.

　　我們就得這樣說：five hundred and forty-three minus two hundred and sixteen equals three hundred and twenty-seven。

　　C:When do we use multiplication and division?

　　C：什么時候我們用乘法和除法?

　　A:Multiplication and division are used to calculate interest rates.

　　A：乘法，除法用在計算利率。

　　Every savings deposit compounds the amount of interest.

　　每一個存款帳本中都包含有利息。

　　We should use 'times' or 'multiply' to express this. For the simple formula:4*6=24,

　　這種乘法我們得用times或是multiply 來表示。拿這個4*6=24簡單的算式來說吧，

　　we can say four sixes are twenty-four, but for the larger numbers, such as 18*243=4374

　　我們說four sixes are twenty-four ，但在大數(shù)目中，如18*243=4372，

　　we say eighteen times two hundred and fortythree makes (or is) four thousand three hundred and seventy-four,

　　我們就得說：eighteen times two hundred and forty-three makes(或用is)four thousand three hundred and seven-four，

　　but more formally:18 multiplied by 243 equals 4374.

　　但一般較正式的用法是：18 multiplied by 243 equals 4374。

　　B:Is division used in accounting?

　　B：在會計工作中除法用不用?

　　A:Well, in big firms, companies, enterprises, joint ventures and others,

　　A：在大商行，大公司，大企業(yè)和聯(lián)合企業(yè)等大的金融機構內，

　　sometimes the amount of investments are large,

　　有時投資的量相當大，

　　and everyday current accounts are very complex, so all those processes have to be used.

　　每天的往來帳目又相當復雜，所以這幾種計算法都得用上。

　　C:Can you give us some examples on division?

　　C：能不能再給我們舉個例子說說除法?

　　A:A simple one is 9/3=3, we say three into nine goes three;

　　A：如簡單的算題9/3=3，我們說：three into nine goes three：

　　296/8=37, we say two hundred and ninety-six divided by eight equals thirty-seven.

　　在大多數(shù)除法算式中如296/8=37，我們得說two hundred and ninety-six divided by eight equals thirty-seven。

　　B,C:Thanks a lot, Madam!

　　B，C：多謝你，老師。

　　金融英語口語:HAVEHAS

　　New Words

　　新單詞

　　convenientadj.

　　便利的，方便的

　　negotiationn.

　　談判，協(xié)商

　　figurev.

　　估計，揣測

　　vacantadj.

　　空的

　　positionn.

　　職位

　　chaptern.

　　章，回

　　detailn.

　　細節(jié)

　　sectionn.

　　節(jié)

　　insurancen.

　　保險

　　customsn.

　　關稅，海關

　　regulationn.

　　規(guī)章，條例

　　invitationn.

　　請?zhí)?，邀?/p>

　　Phrases & expressions

　　短語匯

　　credit card

　　信用卡

　　life insurance

　　人生保險，人壽保險

　　Angel Falls

　　安吉耳瀑布.在委內瑞拉境內，為世界是高之瀑布。

　　1.Have you ever seen a credit card?

　　1.你見過信用卡嗎?

　　-Yes, I have. It's very convenient to use while travelling.

　　我見過，在旅游時使用很方便。

　　2.Has she decided yet?

　　2.她已決定了沒有?

　　-Yes, she has. Tomorrow she shall start our new business.

　　她已決定，明天開始新的營業(yè)。

　　3.Have you finished the negotiation with the foreigners?

　　3.你同外商的談判是否已經(jīng)結束?

　　-No, not yet. We figure we have two more days of discussion.

　　還沒有，估計還得討論兩天。

　　4.Have all the vacant positions been filled yet?

　　4.所有空缺的職位是否已滿了?

　　-Yes, they have.

　　是，已滿了。

　　5.Have I explained the first chapter clearly?

　　5.我是否已很清楚地講了第一章內容?

　　-Yes, except for a few details in the second section.

　　挺清楚的，不過第二節(jié)內還有些細節(jié)有點模糊。

　　6.Has he learned to type in English?

　　6.他已學會英文打字了嗎?

　　-No, He hasn't. He has no typewriter.

　　他還沒有，他自己沒有打字機。

　　7.Has he signed a contract for life insurance?

　　7.他已簽約進行人壽保險公司了嗎?

　　-Yes, he has.

　　是的，他已辦完手續(xù)。

　　8.Have all the students gone now?

　　8.所有學生都走了嗎?

　　-No. Three girl students remain.

　　不，還有三位女學生留在那兒。

　　9.Have you ever heard of Angel Falls?

　　9.你曾聽說過安琪兒大瀑布嗎?

　　-Yes, I have. It's the highest waterfall in the world.

　　我聽說過，那是世界上最高的大瀑布。

　　10.Have you read the customs regulations?

　　10.你看過關稅條例嗎?

　　-Yes, I have.

　　我看過。

　　11.You have never met each other in Beijing before, have you?

　　11.你們過去在北京從未見過面，是嗎?

　　-No, we haven't.

　　是，我們過去從未見過面。

　　12.You have already got our invitation, haven't you?

　　12.你們接到我們的邀請沒有?

　　-Yes, we have got it.

　　我們已接到邀請。