商務(wù)英語(yǔ)作為商務(wù)界的常備語(yǔ)言，其運(yùn)用也來(lái)越廣泛，以下是小編整理的商務(wù)英語(yǔ)必備詞匯，供大家學(xué)習(xí)和參閱。

　　Unir1:銀行業(yè)務(wù)

　　banking 銀行業(yè)務(wù)

　　general business 一般業(yè)務(wù)

　　ATM 自動(dòng)柜員機(jī)

　　You can change your PIN at the ATM. 1

　　你可以在自動(dòng)柜員機(jī)上修改密碼

　　automatic bill payment自動(dòng)轉(zhuǎn)帳服務(wù)

　　Tina pays her phone bill with an automatic bill payment.

　　蒂娜利用自動(dòng)轉(zhuǎn)帳服務(wù)付電話帳單

　　balance差額 余額

　　If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.

　　如果你保持1000美元的余額，就不必付每月20美元的服務(wù)費(fèi)了

　　bank account帳戶(hù)

　　How do I open a bank account here?

　　我要怎么開(kāi)戶(hù)

　　bank holiday銀行公休日 國(guó)定休息日

　　What happens if payday falls on a bank holiday?

　　如果發(fā)薪日正好碰上了國(guó)休日那該怎么辦

　　banking銀行業(yè)務(wù)

　　Could you sign me up for online banking? 2

　　你能幫我申請(qǐng)網(wǎng)絡(luò)銀行服務(wù)么

　　banknote紙幣 鈔票

　　Wads of banknotes were hidden in the bag.

　　包里藏了幾數(shù)疊鈔票

　　certificate of deposit定期存款

　　Redeeming your certificate of deposit before maturity may result in withdrawal penalties.

　　如果你在定期前解約可能要付提前解約金

　　checking account 支票存款帳戶(hù)

　　I need to make a withdrawal from my checking account.

　　我要從我的支票帳戶(hù)中提款

　　deposit存款

　　I didn't get my pay deposit this month.

　　我這個(gè)月的薪水存款沒(méi)有入帳

　　discount rate 貼現(xiàn)率

　　The discount rate is set by the Fed.

　　貼現(xiàn)率是由聯(lián)儲(chǔ)決定的

　　Individual Retirement Account 個(gè)人退休帳戶(hù)

　　Does it matter where I open an Individual Retirement Account?

　　我到哪開(kāi)個(gè)人退休帳戶(hù)重要么?

　　interest利率

　　Interest rates are not expected to increase.

　　利率應(yīng)不會(huì)再漲

　　safe-deposit box (銀行)保險(xiǎn)箱

　　She kept her jewels in her safe-deposit box.

　　她把珠寶放在銀行保險(xiǎn)箱里

　　savings account 儲(chǔ)蓄存款帳戶(hù)

　　I need to transfer money from my savings account to my checking account.

　　我要把錢(qián)從儲(chǔ)蓄存款帳戶(hù)轉(zhuǎn)到支票存款帳戶(hù)

　　signature 簽名

　　Tom forged his boss's signature to steal company funds.

　　湯姆偽造了他老板的簽名盜取了公司的資金

　　teller出納員

　　Marcy started as a bank teller, but now she's a loan officer.

　　瑪希剛開(kāi)始是當(dāng)出納員，但是現(xiàn)在是貸款員

　　transfer轉(zhuǎn)賬

　　The money has been transferred into my account.

　　錢(qián)已經(jīng)轉(zhuǎn)入我的帳戶(hù)

　　wire匯款

　　Judy's father wired money to her bank account.

　　朱迪的父親將錢(qián)匯入了她的帳戶(hù)

　　withdraw取款

　　I withdrew $300 from my savings account.

　　我從我的儲(chǔ)蓄存款帳戶(hù)提取了300美元